Category: Unpresidential

US watchdog says paycheck advances no longer subject to lending law | Reuters

The Consumer Financial Protection Bureau reversed its position on paycheck advance products under Trump’s administration, determining that earned wage advances no longer qualify as consumer loans subject to the Truth in Lending Act. This reversal eliminates disclosure requirements that companies previously had to provide to workers, including information about credit costs and terms. The CFPB stated the advisory opinion offers clarity to industry participants, though it carries no legal binding force.

Under President Joe Biden, the CFPB had issued interpretive guidance in 2024 classifying paycheck advances as equivalent to consumer loans, establishing federal safeguards intended to increase transparency for workers using these products. Companies like digital bank Chime, which offers customers access to up to $500 of their wages interest-free before payday with no mandatory fees, operate in a market that has grown significantly in recent years. Several states including Nevada and Wisconsin have already specified in state law that such products are not loans, but federal clarification had remained absent until Biden’s guidance.

Under Trump, the CFPB has systematically dismantled regulations from the previous administration, framing deregulation as relief for businesses. The agency last month also proposed narrowing civil-rights-era anti-discrimination requirements for the financial industry, following Trump’s executive order to eliminate disparate-impact liability enforcement. This pattern demonstrates Trump’s effort to restrict oversight mechanisms designed to protect workers and consumers from predatory financial practices.

The removal of lending protections for paycheck advances disproportionately affects low-wage workers who depend on early access to earned wages and lack alternative credit sources. Without mandatory disclosures, companies face no obligation to inform workers about the actual financial terms or risks associated with these advances, creating conditions favorable to exploitation. The decision eliminates transparency requirements that served as a baseline consumer protection regardless of whether products were classified as loans.

(Source: https://www.reuters.com/sustainability/boards-policy-regulation/us-watchdog-says-paycheck-advances-no-longer-subject-lending-law-2025-12-22/?link_source=ta_first_comment&taid=6949b879e698f200017a2f57&utm_campaign=trueAnthem:+Trending+Content&utm_medium=trueAnthem&utm_source=facebook&fbclid=IwdGRleAO31mdleHRuA2FlbQIxMQBzcnRjBmFwcF9pZAo2NjI4NTY4Mzc5AAEeDiG48GBBantZYI16IVBsLaHQKJNEK11cXEC22AFjNA8nGSP92bD_N_aUEG4_aem_kJ_apUkt961CfAzlBgEzNg)

Pentagon plan calls for major power shifts within U.S. military – The Washington Post

Senior Pentagon officials are preparing a reorganization plan that would downgrade multiple major military headquarters and redistribute authority among the U.S. armed forces’ top generals, according to sources familiar with the initiative. Defense Secretary Pete Hegseth is driving the consolidation effort, which marks a significant restructuring of military command hierarchy.

The plan involves substantial shifts in power dynamics within the Department of Defense, fundamentally altering how the military branches coordinate and operate under unified command structures. The specific details of which headquarters would be downgraded and how authority would be redistributed remain under development by Pentagon leadership.

This reorganization reflects Hegseth’s broader agenda to reshape institutional military structures since his appointment as Defense Secretary. The consolidation strategy signals an effort to centralize control and streamline decision-making processes within the military establishment.

The timing and scope of these changes underscore the administration’s intent to remake federal institutions according to its preferences, consistent with earlier purges of independent oversight mechanisms across agencies. Such institutional overhauls typically encounter resistance from career military officers and existing power structures invested in current arrangements.

(Source: https://www.washingtonpost.com/national-security/2025/12/15/military-command-plan-caine-hegseth/?utm_campaign=wp_main&utm_source=facebook&utm_medium=social&fbclid=IwdGRleAOtqdBleHRuA2FlbQIxMQBzcnRjBmFwcF9pZAo2NjI4NTY4Mzc5AAEeb0mL3h6sJ1c_rBbLs0pcvApkKc8QD239S1X4dkYO2-ExKYQR2RscmrNIDOA_aem_QgyNhVpMmirOwJFbOUMA9w)

Trump Rages Over the Stock Market’s ‘TRUMP RULE’

President Trump attributed positive economic data to his tariff policies while simultaneously blaming the Federal Reserve and “Wall Street heads” for failing to celebrate economic growth with corresponding stock market gains. The Commerce Department reported fourth-quarter GDP growth of 4.3%, exceeding economist forecasts of 3.2%, yet Trump characterized this as evidence of a broken market system he labeled “The Trump Rule,” where good news triggers market stagnation or decline due to trader concerns about potential interest rate increases.

Trump demanded the next Federal Reserve Chair lower rates during periods of market strength and stated anyone disagreeing with this position would be disqualified from the role, targeting incumbent Jerome Powell by name. He claimed the current Fed structure prevents economic greatness and prevents the nation from achieving GDP gains of “10, 15, and even 20 points in a year.” His demands directly contradict the Federal Reserve’s statutory independence from presidential direction in setting monetary policy.

Trump’s public grievance contradicts standard economic principles: markets respond to inflation expectations, and Fed rate decisions reflect data rather than political pressure. His characterization of Federal Reserve officials as “eggheads” and his assertion that the market “should” rise on good news and fall on bad news disregards the complex relationship between growth, inflation, and monetary policy that shapes investor behavior.

Trump’s stated intention to replace Powell and reshape the Federal Reserve’s leadership around personal economic preferences represents an effort to subordinate an independent institution to presidential demands. This pressure campaign directly undermines the structural autonomy the Federal Reserve requires to manage inflation without regard to short-term political consequences or equity market performance.

(Source: https://www.mediaite.com/politics/trump/trump-rages-over-the-stock-markets-trump-rule-amid-good-economic-news/)

Trump Calls NY Times ‘Serious Threat’ to ‘National Security’

President Donald Trump labeled the New York Times “a serious threat to the national security of our nation” in a late-night Truth Social post on Monday, calling the outlet “a true enemy of the people” and demanding their behavior “must be dealt with and stopped.” Trump’s attack followed the Times’ publication of an investigative article documenting his decades-long friendship with late sex offender Jeffrey Epstein, based on interviews with over 30 former employees, abuse victims, and others who knew both men.

The Times reported that beginning in the late 1980s, Trump and Epstein formed an intense bond, with Epstein serving as Trump’s “most reliable wingman” in pursuing women. According to the article, Epstein and his partner Ghislaine Maxwell introduced at least six women who accused them of grooming or abuse to Trump, including one minor, though the Times noted none have accused Trump himself of inappropriate behavior. One victim told the newspaper she was “coerced” into attending four Epstein parties that Trump also attended, at two of which Epstein directed her to have sex with other male guests.

Trump’s public attack on the Times represents his continued pattern of aggressive hostility toward journalists questioning his connections to Epstein, including prior confrontations with ABC News and other media outlets. His characterization of factual reporting as a national security threat aligns with his broader effort to delegitimize independent journalism and suppress scrutiny of his conduct.

The president’s response echoes authoritarian language targeting press freedom, weaponizing national security rhetoric against newsroom investigations that document documented facts about his associations and conduct. By framing investigative journalism as a threat requiring action “must be dealt with,” Trump signals intent to restrict press freedom and suppress accountability reporting.

(Source: https://www.mediaite.com/politics/trump-brands-new-york-times-a-serious-threat-to-the-national-security-of-our-nation/)

Outrage and legal threats: Trump justice department slammed after limited Epstein files release | Jeffrey Epstein | The Guardian

Trump’s justice department released a limited, heavily redacted batch of Jeffrey Epstein files on Friday, violating the Epstein Files Transparency Act, which mandated near-complete disclosure by December 19 with only narrow exemptions for ongoing investigations, national security, and victim protection. Deputy Attorney General Todd Blanche, Trump’s former criminal defense lawyer, announced in advance that the department would withhold documents and release materials piecemeal over weeks, directly contradicting the law’s requirements.

Representative Ro Khanna and Thomas Massie, the bipartisan co-authors of the transparency legislation, publicly condemned the release as non-compliant. Khanna stated they are exploring all legal options, including possible impeachment of justice department officials, finding them in contempt of Congress, and referring obstructionists for prosecution. Massie emphasized that future administrations could prosecute current Attorney General Pam Bondi and others, as the transparency act’s obligations do not expire with Congressional sessions.

At least 16 files disappeared from the justice department’s public webpage without explanation, including a photograph showing Trump alongside Epstein, Melania Trump, and Ghislaine Maxwell inside a drawer. House Democrats noted the removal of this image and questioned what else was being withheld, demanding transparency.

Democrats across both chambers condemned the rollout. Representatives Alexandria Ocasio-Cortez and Robert Garcia called the release a coverup, with Ocasio-Cortez demanding Bondi’s resignation. The House oversight committee Democrats, led by Garcia and Jamie Raskin, stated Trump’s administration is violating federal law by continuing to conceal facts about Epstein’s sex trafficking operation and announced they are examining all legal options.

Senate Democratic Leader Chuck Schumer said the release violated both the transparency law’s spirit and letter, pledging to pursue every option to ensure the truth emerges. The justice department defended itself on social media, claiming no politically exposed persons were redacted and pointing to released Clinton photographs as proof of compliance, despite the law’s explicit mandate for comprehensive disclosure absent narrow statutory exceptions.

(Source: https://www.theguardian.com/us-news/2025/dec/20/trump-justice-department-legal-threats-epstein-files-release)

US seizes second vessel off Venezuelan after Trump’s blockade threat, reports say | The Independent

The United States Coast Guard seized the Panama-flagged tanker Centuries off the coast of Barbados in the Caribbean Sea, marking the second vessel confiscated in recent weeks as part of Trump’s blockade of Venezuelan oil. Homeland Security Secretary Kristi Noem stated the Coast Guard would “continue to pursue the illicit movement of sanctioned oil that is used to fund narco terrorism in the region,” though legal experts dispute the justification for seizing unsanctioned vessels.

Jeremy Paner, a former U.S. Treasury Department sanctions investigator, directly contradicted Trump’s stated policy by confirming the Centuries had not been sanctioned by the United States. Paner stated the seizure of an unsanctioned vessel “marks a further increase in Trump’s pressure on Venezuela” and “runs counter to Trump’s statement that the U.S. would impose a blockade of all sanctioned oil tankers,” exposing the operation’s scope beyond its stated legal framework.

The Centuries carried 1.8 million barrels of Venezuelan crude bound for China under a false vessel name and was part of a shadow fleet designed to evade sanctions. Since Trump’s first tanker seizure last week, Venezuelan crude exports have collapsed sharply, with an effective embargo forcing loaded vessels to remain in Venezuelan waters rather than risk confiscation, despite many not being under U.S. sanctions.

Trump’s military campaign against Venezuela has killed at least 100 people through more than two dozen strikes on vessels in the Pacific and Caribbean, with announced plans for imminent land operations. Venezuela’s President Nicolás Maduro contends the military buildup aims to overthrow his government and seize the nation’s vast oil reserves, the world’s largest crude deposits.

The seizure strategy contradicts international law governing unsanctioned vessels and exposes economic objectives beyond counter-narcotics claims. If the blockade persists, the loss of nearly one million barrels daily will drive global oil prices higher, shifting market leverage and destabilizing energy markets while demonstrating Trump’s use of military and economic coercion to control foreign governments and resources.

(Source: https://www.the-independent.com/news/world/americas/us-politics/us-seizing-vessel-venezuela-trump-blockade-oil-tanker-b2888347.html)

‘We have to do something about it!’: Trump unleashes bizarre underwear rant at rally

President Donald Trump delivered a rally speech in Rocky Mount, North Carolina on Friday, during which he continued promoting the false claim that the 2020 election was “rigged” and attacked the 2022 FBI search of his Mar-a-Lago resort. Trump spent an extended portion of his remarks describing in detail how FBI agents allegedly disturbed First Lady Melania Trump’s underwear drawer during the search, claiming her undergarments were “folded perfect, wrapped” and “steamed” before agents left them “a mess” and “all over the place.”

Trump characterized the FBI search as an attack by “thugs” and stated “We have all the evidence now. We have to do something about it! It’s illegal, and it’s disgusting.” He offered no substantiation for claims that agents intentionally disarranged his wife’s belongings or that the search itself was unlawful. The 2022 search was conducted pursuant to a court-authorized warrant related to classified documents removed from the White House.

The speech, which extended nearly 90 minutes, saw rallygoers begin departing after the one-hour mark, with attendees visible on live feeds leaving the stage as Trump continued speaking. Trump asserted without evidence that “If I didn’t get elected, our country would be ruined” and declared the United States is currently “the greatest country in the world” and “the hottest.”

Trump’s focus on the intimate details of his wife’s clothing storage reflects a pattern of digressing into grievances unrelated to policy or governance. His repeated promotion of the debunked stolen election narrative, combined with the fixation on personal complaints about the lawful FBI search, demonstrates a continued absence of substantive messaging.

(Source: https://www.rawstory.com/you-have-not-heard-the-last-of-that-trump-revisits-old-claims-in-rambling-rally-speech/)

Trump: ‘I Hereby Give Myself $1 Billion’ in Taxpayer Money

President Donald Trump announced at a North Carolina rally that he is demanding the U.S. government pay him $1 billion in settlement of a lawsuit he filed against the Department of Justice. Trump claimed he would give the money to charity, then contradicted himself by suggesting he might keep it.

In October 2024, the New York Times reported Trump had filed administrative claims demanding $230 million from the DOJ as compensation for federal investigations into his activities. The claims, filed in 2023 and 2024, reference the FBI’s search warrant execution at his Mar-a-Lago residence in 2022 and the bureau’s investigation into alleged ties between Trump’s 2016 campaign and Russia.

At the rally, Trump stated he is “suing” the United States and simultaneously must “settle” the suit himself as president. He declared, “I hereby give myself $1 billion,” then wavered on whether the funds would go to charity, saying “maybe I shouldn’t give it to charity. Maybe I should keep the money.”

Trump characterized the situation as unprecedented, claiming no president has faced such circumstances. He described the position as “strange” and said he must “negotiate with myself” regarding the settlement terms.

(Source: https://www.mediaite.com/media/tv/trump-brags-about-suing-the-government-and-declares-i-hereby-give-myself-1-billion/)

Trump’s $1,776 Warrior Dividends Not from Tariffs

President Trump announced $1,776 “warrior dividend” checks for 1.45 million service members before Christmas, claiming the funds originated from tariff revenue. Defense One reported the next day that the money actually derives from Congressional appropriations under the “One Big Beautiful Bill” Act, specifically from the Basic Allowance for Housing entitlement meant to subsidize off-base housing costs including rent, mortgage, and utilities.

Congress allocated $2.9 billion to the Defense Department for housing supplements, with $2.6 billion designated as a one-time payment to approximately 1.28 million active-duty and 174,000 Reserve component service members ranked O-6 and below. PBS NewsHour’s Lisa Desjardins confirmed the funding source is not tariff revenue and noted the assistance was originally intended to span two years before the Pentagon redirected it into this single payment.

Budget analyst Jessica Riedl from the Brookings Institution criticized the action as “gimmicky” and “likely illegal,” stating the administration announced troop bonuses while quietly extracting funds from housing allowance accounts. The maneuver accomplishes no net increase in military compensation; it reallocates existing housing assistance into a headline-grabbing payment announced with misleading attribution to tariffs.

The administration’s tax-exemption claim may be accurate since supplemental housing allowances have received favorable tax treatment under a 1925 court ruling and 1986 legislation. However, the budgetary mechanism remains deceptive—the funds were never surplus tariff proceeds but pre-existing Congressional appropriations redirected from their original two-year housing support purpose.

(Source: https://www.mediaite.com/politics/trump/the-1776-checks-for-troops-trump-claimed-were-because-of-tariffs-are-actually-congressionally-allocated-housing-allowances/)

Trump administration to dismantle National Center for Atmospheric Research – The Washington Post

The Trump administration announced plans to dismantle the National Center for Atmospheric Research (NCAR), a leading Colorado-based institution for Earth and atmospheric science research. The administration cited concerns about “climate alarmism” as justification for the closure, marking a direct attack on scientific infrastructure studying climate change and global warming.

NCAR conducts fundamental research on atmospheric systems, weather patterns, and climate dynamics that informs policy decisions and public understanding of environmental trends. The facility’s dismantling would eliminate a major hub for peer-reviewed climate science and eliminate institutional capacity for atmospheric monitoring and modeling.

The timing of the announcement coincides with the Trump administration’s escalating attacks against Colorado’s Democratic elected officials, suggesting the action serves political retaliation rather than policy rationale. The closure exemplifies broader efforts to suppress climate research and defund institutions that contradict the administration’s anti-science agenda.

Dismantling NCAR removes independent scientific capacity to document climate trends and threatens the nation’s ability to understand atmospheric processes essential for weather forecasting, disaster preparedness, and environmental protection. The action prioritizes ideological opposition to climate science over institutional preservation and research continuity.

(Source: https://www.washingtonpost.com/climate-environment/2025/12/17/trump-national-center-atmospheric-research-climate/?utm_campaign=wp_main&utm_source=bluesky,facebook,threads,twitter&utm_medium=social&fbclid=IwdGRleAOvnWdleHRuA2FlbQIxMQBzcnRjBmFwcF9pZAo2NjI4NTY4Mzc5AAEeSeCCzP2GCweingyC6zHt-V11mfgLSKuNB2sgNbWmaoOWd_KCTuFzIlRXu84_aem_3ZrxZA21Dd1nEtiQyoDcjw)

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