Mulvaney closes down consumer bureau office that polices racism in lending

The acting director of the Consumer Financial Protection Bureau (CFPB) has stripped an office devoted to lending discrimination of its enforcement power, according to an email released Thursday.

Acting CFPB chief Mick Mulvaney told bureau staff in a Tuesday email that he would transfer the agency’s Office of Fair Lending and Equal Opportunity to a department under his purview in an effort to streamline the agency.

Mulvaney said the fair lending office will focus on consumer education and advocacy under control of the office of the director. The bureau’s supervision, enforcement and fair lending division, a separate unit outside of the director’s office, will take over policing the lending market for racial discrimination.

“These changes are intended to help make the Bureau more efficient, effective, and accountable, and I plan to seek both internal and external input as I continue to evaluate how we work,” Mulvaney wrote, saying he didn’t expect layoffs from the move but also could not rule them out.

The decision enraged the CFPB’s progressive backers, who supported former Director Richard Cordray and his aggressive actions against lenders suspected of wrongdoing.

Cordray himself panned the “CFPB squatter leadership” for “interfering” with crucial bureau work.

“We took on tough cases about redlining and other violations,” Cordray tweeted. “Some don’t like it but it is the Law of the Land.”

Mulvaney and his staff insisted the restructuring is simply a matter of streamlining the CFPB while still cracking down on racial discrimination.

“It never made sense to have two separate and duplicative supervision and enforcement functions within the same agency — one for all cases except fair lending, and the other only for fair lending cases,” senior Mulvaney adviser John Czwartacki said in a statement. “By announcing our intent to combine these efforts under one roof, we gain efficiency and consistency without sacrificing effectiveness.”

Mulvaney, who as a GOP congressman opposed the CFPB’s existence, has sought to reshape the bureau from within.

The acting director has promised to make the bureau more responsive to the needs of the financial sector, reopened rules on payday loans and prepaid debit accounts, and called for firms subject to CFPB oversight to send complaints about the bureau’s investigative procedures.

Democrats and liberal political groups that fiercely defended the CFPB under Cordray argue that Mulvaney is destroying the agency and leaving vulnerable consumers without a powerful watchdog.

[The Hill]

Officials raised ethics concerns over Ben Carson’s son assisting HUD event

Officials at the Department of Housing and Urban Development (HUD) expressed concerns that Secretary Ben Carson recently risked violating ethics rules by getting family help in organizing a HUD event last year, The Washington Post reported Wednesday.

Linda Cruciani, HUD’s deputy general counsel for operations, and other department officials were reportedly uneasy that Carson’s son and daughter-in-law were involved with last summer’s “listening tour” event in Baltimore.

They worried that Ben Carson Jr., who is a local businessman, was inviting potential business associates to the event, which “gave the appearance that the secretary may be using his position for his son’s private gain,” according to a memo obtained by The Washington Post.

Carson denies any conflict of interest. He said in a statement to the newspaper that his family has “never influenced any decision at HUD.”

The event in question was reportedly aimed at gathering feedback from area business leaders. Carson’s wife, son and daughter-in-law ultimately attended multiple events in Baltimore last summer, according to the Post.

Carson Jr. reportedly promised Cruciani ahead of the event that “nothing we would do would be near a conflict.”

It is not the first time questions have been raised over Carson’s family involvement in his work, but Carson has repeatedly denied that his family overtly influences HUD decisions.

Carson, who briefly ran for the 2016 GOP presidential nomination, was one of President Trump‘s earliest supporters after dropping out of the race. He was confirmed last March to be HUD secretary by a 58-41 vote, despite controversy over his lack of government experience.

Carson, a former pediatric neurosurgeon, has rejected such criticisms, saying successful leaders surround themselves with the right people.

“I liken it to the CEO of a large medical center,” he said at an event last October. “They probably don’t know about infectious disease, or neurosurgery, or anesthesia or pathology. But they have a lot of people who do know a lot about those things.”

[The Hill]

Trump Claims His SOTU Had The Highest Ratings In History. It Didn’t.

In a tweet, President Trump claimed the largest audience ever tuned in for his State of the Union address. That’s not true.

“Thank you for all of the nice compliments and reviews on the State of the Union speech,” Trump tweeted just after 7 a.m. ET Thursday. “45.6 million people watched, the highest number in history. @FoxNews beat every other Network, for the first time ever, with 11.7 million people tuning in. Delivered from the heart!”

Though the specific numbers he cites in his tweet are correct, Trump’s audience on Tuesday night wasn’t close to being the highest in history for a State of the Union.

Quick note: The speech a president gives just after taking office looks like a State of the Union but is actually a joint address to Congress. But just for the purposes of this article, we will call those big speeches early in the first year of a presidency SOTUs, too, as a shorthand.

Let’s look at the numbers. Nielson counts the number of people who watch the speeches on broadcast networks, cable and PBS, either live or on the same day.

Nielson reported yesterday that an estimated 45.6 million people tuned in to Trump’s address on Tuesday night. Compared with other SOTUs since 1993, that total puts Trump’s speech in ninth place.

The SOTU with the largest audience was Bill Clinton’s 1993 speech, which drew a whopping 66.9 million viewers.

And if you look at the combined household rating, rather than combined number of viewers, Trump’s 26.9 rating nets him 16th place, tied with G.W. Bush’s 2006 address. (Clinton’s 1993 speech also wins on the rating front, with a 44.3.)

But despite the president’s obsession with ratings, it’s worth remembering that methods for counting television viewers are imperfect. The New York Times notes that the figures don’t include streaming.

Obama’s first official State of the Union, a year into his presidency, drew 48 million viewers and a 29.8 rating — higher on both metrics than Trump’s speech on Tuesday.

It’s not clear where Trump got the notion that his SOTU numbers were the highest. But CNN’s Brian Stelter notes that a segment on “Fox and Friends,” which Trump reportedly watches, Thursday morning mentioned the 45.6 million total, and that Fox had a record number of viewers.

Following the president’s morning tweet, Fox News Research tweeted Nielson’s viewership numbers for SOTUs back to 1993, along with a photo of Trump.

[NPR]

Trump asked Rosenstein about Russia probe, if he was on Trump’s ‘team’

President Trump reportedly asked Deputy Attorney General Rod Rosenstein if he was on Trump’s “team” at a December meeting.

CNN reported that Rosenstein met with Trump in hopes of getting his support against House Intelligence Committee chair Rep. Devin Nunes (R-Calif.), who was seeking sensitive documents for his classified memo purporting to detail surveillance abuses by the government.

At the meeting, Trump reportedly asked Rosenstein about the direction of the investigation into whether the Trump campaign colluded with Russia, and asked directly if Rosenstein was “on my team.”

Rosenstein replied, “of course, we’re all on your team, Mr. President,” according to CNN’s sources.

Trump has considered firing Rosenstein in recent weeks according to a recent CNN report, telling aides “let’s fire him.” Rosenstein is the top Justice Department official in charge of the Russia investigation.

[The Hill]

Trump administration holds off on new Russia sanctions, despite law

The Trump administration said on Monday it would not immediately impose additional sanctions on Russia, despite a new law designed to punish Moscow’s alleged meddling in the 2016 U.S. election, insisting the measure was already hitting Russian companies.

“Today, we have informed Congress that this legislation and its implementation are deterring Russian defense sales,” State Department spokeswoman Heather Nauert said in a statement. “Since the enactment of the … legislation, we estimate that foreign governments have abandoned planned or announced purchases of several billion dollars in Russian defense acquisitions.”

Seeking to press President Donald Trump to clamp down on Russia, the U.S. Congress voted nearly unanimously last year to pass a law setting sweeping new sanctions on Moscow.

Trump, who wanted warmer ties with Moscow and had opposed the legislation as it worked its way through Congress, signed it reluctantly in August, just six months into his presidency.

Under the measure, the administration faced a deadline on Monday to impose sanctions on anyone determined to conduct significant business with Russian defense and intelligence sectors, already sanctioned for their alleged role in the election.

But citing long time frames associated with major defense deals, Nauert said it was better to wait to impose those sanctions.

“From that perspective, if the law is working, sanctions on specific entities or individuals will not need to be imposed because the legislation is, in fact, serving as a deterrent,” she said in a statement.

The measure, known as the “Countering America’s Adversaries Through Sanctions Act,” or CAATSA, required the administration to list “oligarchs” close to President Vladimir Putin’s government and issue a report detailing possible consequences of penalizing Russia’s sovereign debt.

[Reuters]

Trump taunts Jay-Z about black unemployment

President Donald Trump mused about hip-hop icon Shawn “Jay-Z” Carter on Sunday morning, asking whether someone would inform him about the black unemployment rate.

“Somebody please inform Jay-Z that because of my policies, Black Unemployment has just been reported to be at the LOWEST RATE EVER RECORDED!” the president wrote on Twitter.

Jay-Z was interviewed on the debut episode of “The Van Jones Show” on CNN on Saturday night. Jones asked the rapper and business mogul whether Trump’s demeanor and actions, including Trump’s reported use of the word “shithole” in reference to African and other countries, were important given the state of the economy.

It’s “not about money at the end of the day,” Jay-Z told Jones. “Money is not — money doesn’t equate to happiness. It doesn’t. That’s missing the whole point. You treat people like human beings, then — that’s the main point.”

The president is correct in saying that black unemployment is at a record low. However, the decline began under former President Barack Obama, and the rate continues to be higher than overall employment, a disparity that has endured for decades.

When asked about the reported “shithole” comment, which came in the context of a discussion of U.S immigration policy, Jay-Z said it was “really hurtful.”

“Everyone feels anger. After the anger, it’s really hurtful because he’s like looking down on a whole population of people,” Jay-Z said. “You are so misinformed because these places have beautiful people and beautiful everything.”

Comparing Trump’s reported remarks to former Los Angeles Clippers owner Donald Sterling’s private, racist comments in 2013, Jay-Z said, “That’s just how people talk behind close doors.” In a leaked tape published by TMZ.com, Sterling criticized his mistress for being out in public with black people, telling her “not to bring them to my games.”

The NBA stripped Sterling of his ownership and banned him from the league. Despite the harsh penalties, Jay-Z said Sterling’s punishment avoided tough conversations, which in his eyes, can lead to someone like Trump.

“You have sprayed perfume on the trash can. What you do, when you do that is the bugs come and you spray something, and you create a superbug because you don’t take care of the problem,” he said. “You don’t take the trash out, you keep spraying whatever over it to make it acceptable. As those things grow, you create a superbug.”

That superbug, Jay-Z said, now resides in the Oval Office.

“And then now we have Donald Trump, the superbug.”

[Politico]

Reality

Donald Trump and his allies keep bringing up the low black unemployment rate, as a sign that he isn’t racist.

The black unemployment rate has been steadily falling since 2010 when Barack Obama turned the economy around from one of the worst recessions this country has ever seen, caused by Republican policies of tax cuts and deregulation.

Trump’s slap at ‘fake’ media draws boos, hisses from Davos crowd

President Trump’s swipe at the “fake” news media Friday at the World Economic Forum prompted some hissing and booing from the audience.

During a question-and-answer session with the forum’s founder after his main speech to the group, Trump said it wasn’t until he became a politician that he realized “how nasty, how mean, how vicious and how fake the press can be.”

The comment prompted some scorn from the room.

He had been asked by founder Klaus Schwab about how his past experiences had prepared him for the Oval Office. Trump noted that a businessman had never been elected president.

He said he was often “treated well” by the news media when he was a New York developer but that treatment changed when he entered politics.

Earlier Friday, Trump branded as “fake news” a story by The New York Times that he had tried to fire special counselor Robert Mueller in June.

“Fake news, folks. Fake news. Typical New York Times fake stories,” he said as was he walking a groups of reporters.

[USA Today]

Media

Trump administration ends EPA clean air policy opposed by fossil fuel companies

The Trump administration announced Thursday it is doing away with a decades-old air emissions policy opposed by fossil fuel companies, a move that environmental groups say will result in more pollution. The Environmental Protection Agency (EPA) said it was withdrawing the “once-in always-in” policy under the Clean Air Act, which dictated how major sources of hazardous air pollutants are regulated.

Under the EPA’s new interpretation, such “major sources” as coal-fired power plants can be reclassified as “area sources” when their emissions fall below mandated limits, subjecting them to differing standards.

Though formal notice of the reversal has not yet been filed, EPA said the policy it has followed since 1995 relied on an incorrect interpretation of the landmark anti-pollution law.

“This guidance is based on a plain language reading of the statute that is in line with EPA’s guidance for other provisions of the Clean Air Act,” said Bill Wehrum, assistant administrator of EPA’s Office of Air and Radiation. “It will reduce regulatory burden for industries and the states, while continuing to ensure stringent and effective controls on hazardous air pollutants.”

Prior to his confirmation by the GOP-dominated Senate in November, Wehrum worked as a lawyer representing fossil fuel and chemical companies. The American Petroleum Institute was among the industry groups that had called for the longstanding policy to be scraped.

The Clean Air Act defines a “major source” as one that has the potential to emit 10 tons or more per year of any hazardous air pollutant, or 25 tons per year of any combination of hazardous air pollutants. For more than 20 years, EPA’s “once-in always-in” required major sources to remain subject to stricter control standards, even if they took steps to reduce their pollution below the threshold.

Republicans quickly cheered the move by EPA Administrator Scott Pruitt, especially those from states that produce oil, gas and coal.

“The EPA’s decision today is consistent with President Trump’s agenda to keep America’s air clean and our economy growing,” said Senate Environment Committee Chairman John Barrasso of Wyoming. “Withdrawal of this policy means manufacturers, oil and gas operations, and other types of industrial facilities will have greater incentive to reduce emissions.”

Environmentalists predicted the change would drastically weaken limits on toxic heavy metals emitted from power-plant smokestacks.

“This is among the most dangerous actions that the Trump EPA has taken yet against public health,” said John Walke, the director for clean air issues at the Natural Resources Defense Council. “Rolling back longstanding protections to allow the greatest increase in hazardous air pollutants in our nation’s history is unconscionable.”

John Coequyt, who leads climate policy initiatives for the Sierra Club, said the move will lead directly to dirtier air and more deaths.

“Trump and Pruitt are essentially creating a massive loophole that will result in huge amounts of toxic mercury, arsenic, and lead being poured into the air we breathe, meaning this change is a threat to anyone who breathes and a benefit only to dangerous corporate polluters,” Coequyt said.

[CBS News]

FBI director Chris Wray replaces Comey holdover with Trump loyalist amid pressure from AG Sessions to ‘clean house’

FBI Director Christopher Wray has announced the replacements for two top FBI jobs that worked under ex-director James Comey, amid pressure from the attorney general and White House to “clean house” during special counsel Robert Mueller’s probe.

As The Washington Post reported Tuesday, Dana Boente, the U.S. attorney for the Eastern District of Virginia, was named as the replacement for former FBI general counsel James Baker, who “was reassigned late last year.” He also appointed Zachary J. Harmon, a colleague from the law firm he worked for prior to taking the helm of the bureau, as his new chief of staff after his old one, Jim Rybicki, left to take a private sector job.

Baker’s reassignment in December came amid right-wing media speculation that he “leaked” information from the bureau and was an ally to Comey, who defended him on Twitter in the days after he was moved to a different position.

Boente, the Post noted, may be seen as a loyalist for President Donald Trump despite being appointed to his U.S. attorney position President Barack Obama. After acting Attorney General Sally Yates refused to back Trump’s travel ban, Boente stepped forward to defend it.

The announcement of the filled positions came after reports that Attorney General Jeff Sessions has been pressuring Wray to reshuffle positions in the bureau. Yesterday, Axios reported that Wray threatened to quit if he were forced to fired Deputy Director Andrew McCabe, a foe of the Trump administration despite being appointed as acting director of the bureau following Comey’s firing.

[Raw Story]

Trump Mocks ‘Crazy Jim Acosta’ By Misquoting Him: ‘Thank You For Your Honesty Jim!’

President Donald Trump took a victory lap over the end of the government shutdown early Tuesday morning, making sure to include a bizarre jab at CNN’s Chief White House correspondent “Crazy” Jim Acosta in a tweet.

It’s not his best nickname, but then again the president has been slacking on those as of late, so that’s to be expected.

“Even Crazy Jim Acosta of Fake News CNN agrees,” Trump wrote, quoting the reporter:

“Thank you for your honesty Jim!” the president added, perhaps signaling a turning point in the pair’s frosty relationship?

Trump seems to be misquoting this Monday tweet from Acosta, in which he reported that his White House sources were “dancing in end zone,” before quoting sources as claiming that Democrats “caved…gambled and lost” in their negotiations:

It’s not clear (it never is) whether Trump understands that Acosta’s tweet is composed of quotes, or if he’s deliberately trolling the White House reporter.

The government shutdown came to a close after a solid 69 hours on Monday, after Trump signed a bill to fund the government through February 8.

[Mediaite]

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